{"id":2748,"date":"2022-08-04T00:15:50","date_gmt":"2022-08-04T04:15:50","guid":{"rendered":"https:\/\/www.beingbobblog.com\/?p=2748"},"modified":"2022-07-13T09:21:36","modified_gmt":"2022-07-13T13:21:36","slug":"reduce-your-homeowner-ship-costs","status":"publish","type":"post","link":"https:\/\/beingbobblog.com\/happy-holidays\/reduce-your-homeowner-ship-costs\/","title":{"rendered":"Reduce Your Homeowner-ship Costs"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/content.outboundengine.com\/uploads\/original\/56151\/1AxLxlMjAQc2_tBZVWqWcDO9DuK8SfFiPCQLonTAJQM.jpg?w=640&#038;ssl=1\" alt=\"article-content\"\/><\/figure><\/div>\n\n\n\n<p>From taxes and insurance to maintenance and repairs, homeowner-ship comes with a variety of costs.&nbsp;<\/p>\n\n\n\n<p>But don\u2019t worry: These expenses don\u2019t have to break the bank.<\/p>\n\n\n\n<p>With a strategy (and maybe a few key home updates), you can reduce your costs in the long run. You may even make your home safer and less prone to damage.<\/p>\n\n\n\n<p>Want to cut the costs of homeowner-ship? Try these five approaches:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong><span class=\"has-inline-color has-vivid-cyan-blue-color\">Homeowne<\/span><\/strong><span class=\"has-inline-color has-vivid-cyan-blue-color\"><strong>rs Insurance:<\/strong> <\/span>Want to reduce your insurance premiums? You could bundle your home and auto policies, upgrade older systems in your home, or add safety devices (like burglar alarms and smoke and carbon monoxide detectors).<br \/><\/li><li><strong><span class=\"has-inline-color has-vivid-cyan-blue-color\">Utilities:<\/span><\/strong> To reduce your monthly utility bills, invest in Energy Star-certified appliances, and consider getting a smart thermostat. Other things that may help include seasonal weatherproofing, updating your windows, adding more insulation and installing LED lighting.<br \/><\/li><li><strong><span class=\"has-inline-color has-vivid-cyan-blue-color\">Taxes:<\/span><\/strong> If your property taxes increase, you can challenge them with your local appraisal board. You might also be able to file for a <a rel=\"noreferrer noopener\" href=\"https:\/\/otbd.it\/mOr2IKHX\" target=\"_blank\">homestead exemption<\/a> for a primary residence, which puts a cap on how much your taxes can increase each year.<br \/><\/li><li><strong><span class=\"has-inline-color has-vivid-cyan-blue-color\">Repairs:<\/span><\/strong> Contractor costs and building material prices are still rising. Shop around for the parts you need, and consider doing any projects you\u2019re qualified for on your own rather than outsourcing. You can also shop secondhand for lower-cost supplies.<br \/><\/li><li><strong><span class=\"has-inline-color has-vivid-cyan-blue-color\">Mortgage:<\/span><\/strong> Refinancing for a lower rate could lower your monthly mortgage payment and help your financial situation overall. Even if you refinance to a shorter term (raising your monthly payments), you can typically reduce your long-term interest costs.<\/li><\/ul>\n\n\n\n<p>If you have questions about home buying and homeowner-ship, <a href=\"http:\/\/BobKratz.HowardHanna.com\" data-type=\"URL\" data-id=\"http:\/\/BobKratz.HowardHanna.com\">reach out today.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>From taxes and insurance to maintenance and repairs, homeowner-ship comes<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[976,13,6,8,9],"tags":[],"class_list":["post-2748","post","type-post","status-publish","format-standard","hentry","category-life","category-listings","category-real-estate","category-stuff","category-technology"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","featured_image_urls":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","1536x1536":"","2048x2048":"","chromenews-featured":"","chromenews-large":"","chromenews-medium":""},"author_info":{"display_name":"Being BOB","author_link":"https:\/\/beingbobblog.com\/happy-holidays\/author\/admin\/"},"category_info":"<a href=\"https:\/\/beingbobblog.com\/happy-holidays\/category\/life\/\" rel=\"category tag\">Life<\/a> <a href=\"https:\/\/beingbobblog.com\/happy-holidays\/category\/real-estate\/listings\/\" rel=\"category tag\">Listings<\/a> <a href=\"https:\/\/beingbobblog.com\/happy-holidays\/category\/real-estate\/\" rel=\"category tag\">Real Estate<\/a> <a href=\"https:\/\/beingbobblog.com\/happy-holidays\/category\/stuff\/\" rel=\"category tag\">Stuff<\/a> <a href=\"https:\/\/beingbobblog.com\/happy-holidays\/category\/technology\/\" rel=\"category tag\">Technology<\/a>","tag_info":"Technology","comment_count":"0","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p822aG-Ik","_links":{"self":[{"href":"https:\/\/beingbobblog.com\/happy-holidays\/wp-json\/wp\/v2\/posts\/2748","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/beingbobblog.com\/happy-holidays\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/beingbobblog.com\/happy-holidays\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/beingbobblog.com\/happy-holidays\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/beingbobblog.com\/happy-holidays\/wp-json\/wp\/v2\/comments?post=2748"}],"version-history":[{"count":0,"href":"https:\/\/beingbobblog.com\/happy-holidays\/wp-json\/wp\/v2\/posts\/2748\/revisions"}],"wp:attachment":[{"href":"https:\/\/beingbobblog.com\/happy-holidays\/wp-json\/wp\/v2\/media?parent=2748"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/beingbobblog.com\/happy-holidays\/wp-json\/wp\/v2\/categories?post=2748"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/beingbobblog.com\/happy-holidays\/wp-json\/wp\/v2\/tags?post=2748"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}